Owning a piece of land is like owning a dream. It’s an opportunity to build something that’s all your own. With affordable financing for land, we help you make that dream a reality. Realize your vision with Alabama Credit Union, for a land loan or lot loan that offers competitive land financing rates.
Subdivision lot loans:
- 10-year terms
- Competitive fixed rates
- 25% down payment
- Purchase and refinance
Undeveloped land loans:
- 15-year terms
- Competitive fixed rates
- 30% down payment
- Purchase and refinance
Our land loan and lot loan experts make the entire process fast and easy, so apply today to start living your dream!
*See important information about rates, fees and other costs
*Maximum closing costs to be paid by Alabama Credit Union may not exceed $1,300.00; if closing costs exceed $1,300.00, borrower is required to pay those closing costs in excess of $1,300.00 prior to or at time of closing. No closing cost will be charged if loan balance remains above $5,000 for at least 24 months after closing; if loan balance falls below $5,000 within 24 months of closing, closing costs paid by Alabama Credit Union will be charged to borrower(s).